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New & Used Vehicle Loans

Our New and Used Vehicle Loans can help you drive the vehicle of your dreams. Our competitive rates and dealer network will ensure that you get the best deal. We can also help you with RVs, motorcycles, campers, mobile homes and boats. First Community will also loan up to the NADA wholesale value on all used RVs with various terms available. As with all of your loans, you can structure your loan to fit your financial needs.

First Advantage

Our Balloon Loan Program is designed to let you buy more car for less payment and you avoid many of the added costs associated with leasing. Now you can drive a new car or truck every few years without worrying about unpredictable resale values. Click here for more information.

New & Used Cars

First Community makes borrowing for a new car easy by offering competitive rates and repayment terms to fit any budget. We can help you drive the car or truck you have always wanted by financing up to 100% of the vehicle, including tax, title and license with approved credit. APPLY ONLINE TODAY. Ex: 60 monthly payments of $18.20 per $1,000 borrowed at 3.5% apr*.

If you are in the market to buy a used vehicle, First Community is pleased to offer you some of the best rates and repayment options available. You can finance up to the retail value with approved credit based on NADA values. APPLY ONLINE TODAY. Ex: 48 monthly payments of $22.36 per $1,000 borrowed at 3.5% apr*.

More than just car loans...

We are also pleased to offer our members the opportunity to get loans for many large purchases including boats, mobile homes, RVs, motorcycles, and more. Manageable terms and easy repayment plans are available. Contact our Call Center at 281.856.5300 or toll free 800.456.3228 for more information.

*APR is Annual Percentage Rate

Note: Simple interest, no prepayment penalty and no application fee. All loan activity is detailed on a quarterly statement. Credit Life and Disability Payment Protection is available with most loans. A variety of repayment methods are available including P.A.T., Payroll Deduction, Direct Deposit, Internet Banking and Automatic Transfer. With these services you can be assured that your loan payments can be made with ease and convenience. Payment coupons are also available. See our Loan Calculator to determine a monthly payment on a New Car Loan and complete a Loan Application. Check out our low Loan Rates.

NADAguides.com

Get new and used car prices and information at NADAguides.com. It's fast, easy and free! Build your dream car with all of the options, compare models side-by-side, get MSRP and invoice pricing, find a local dealer, or calculate loan and lease payments. Read the latest new car reviews and previews. Get the best rates on car loans, insurance and extended warranty partners - even download title and registration forms.

We've done the work so your car shopping experience can be easy and enjoyable. Let NADAguides.com be your car buying guide.

Guaranteed Auto Protection

When buying a pre-owned vehicle, think about investing in a GAP - Guaranteed Auto Protection. GAP protects you from potential loan deficiency and covers the "gap" between the value of your investment and the amount you still owe. Essentially, GAP protects your entire investment and you from substantial loss.
• Anyone who lives in a city with a high rate of automobile theft needs vehicle protection.
• Anyone who drives in today's traffic during rush hour, anyone who drives on today's freeways, on today's state highways and the nation's interstates needs vehicle protection.
• Anyone who values his or her investment in a new or pre-owned automobile needs vehicle protection!

Interested in getting a quick quote on any vehicle? Click here

   

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Main Numbers - 281.856.5300 • 800.456.3228
P.O. Box 840129 • Houston, TX 77284
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Federally Insured by the NCUA.
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