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P.A.T. (Personal Account Teller) Automated Phone Services

At First Community Credit Union, we understand how it is sometimes difficult to get to the Credit Union, so we developed P.A.T., your Personal Account Teller. P.A.T. is available FREE 24 hours a day, 7 days a week. P.A.T. gives dates and amounts of paid checks, dates and amounts of the last 5 deposits, transfers funds between accounts, gives balances on numerous accounts, sends you a check in the mail from any savings account, and much more.

P.A.T. is an easy, and convenient way to access the latest information about any of your accounts. And because you are the only person with an access code to your account, no one else is able to access your account without your authorization.

Visit Member Services to sign-up for P.A.T. contact our Call Center at 281.856.5300 or 800.456.3228.

To access P.A.T., call 281.856.4PAT or 800.234.PATI.

Direct Deposit

Direct Deposit is probably the safest and most convenient method of depositing your payroll, government or social security checks. These and other types of recurring checks can be directly deposited into your checking or savings account. Direct Deposit is just one more way First Community makes banking here easy.

The Payroll Deduction Plan is as convenient as Direct Deposit. Members can specify a regular amount to be deducted from each paycheck and deposited into an account. Payroll Deduction is an easy way to save and make loan payments. Ask your employer if they offer Payroll Deduction.

First Community can also make automatic deposits from your account at another financial institution to your FCCU account. You just tell us where, when and how much and we'll do the rest.

A member's employer must offer Direct Deposit service in order for the Credit Union to receive Direct Deposit payrolls. Direct Deposit allows members to deposit their entire check to the Credit Union. Members money is available once funds are received by the Credit Union. A member may choose tohave portions of their payroll or recurring checks allocated to other accounts and/or loans, too.

The Lending Center

First Community has developed an easy and convenient method of applying for loans. We know it is not always possible to come to the Credit Union to fill out applications so we developed the Lending Center. Friendly and efficient loan representatives are waiting to answer questions, calculate payments, or take your loan application over the phone any time of day.

To apply online now click here

Our automated Loan Line is a voice activated service that allows you to call from any touch-tone phone. You may access loan information from our Loan Line 24 hours a day, 365 days a year.

Call:
(281) 856-LOAN, (281) 856-5300
or 800-456-3228 (Selection #3).

   

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Main Numbers - 281.856.5300 • 800.456.3228
P.O. Box 840129 • Houston, TX 77284
Equal Housing Opportunity logo. National Credit Union Administration logo.
Federally Insured by the NCUA.
© 2007 First Community Credit Union of Houston Texas. All rights reserved.