Certificates of Deposit

A certificate of deposit from First Community Credit Union provides members with the opportunity to lock-in a fixed rate of return for a specified length of time. With these certificates, you are guaranteed a competitive interest rate for the full term of the CD.

FCCU certificates of deposit offer low minimum opening balances starting at just $1000 with terms ranging from 3 months to 5 years.

Early withdrawal penalties apply.

Flex-Rate CDs

CDs are a safe, secure and easy way to watch your earnings grow. For members wishing for a little more flexibility, FCCU offers the Flex-Rate CD. Open a 24-month or 48-month Certificate of Deposit now, and if a better rate comes along during the term, you can flex your earning power and bump up the rate! Two year CDs are eligible for one bump in rate and four year CDs are eligible for two bumps during the term.

CD Builder Accounts

If you’re looking to build your financial future, there’s no better way than with the new CD Builder Account. Unlike regular CDs, this two-year term CD can be built in two ways to enjoy higher rates than you’d receive with a basic savings account. With just $100 minimum deposit, you can begin making regular deposits through Direct Deposit or Payroll Deduction each month. It’s that easy! And since the deposit comes directly from your paycheck and sent to your CD Builder account, you won’t even miss it. Or, without the automatic deposits, a $500 minimum deposit will get your CD Builder account started. Then you make your own regular deposits to build up your balance.

As you make monthly minimum deposits of $100 over the 2-year term, we’ll also make interest deposits. With FCCU’s competitive rates, your balance will grow even faster.

Come in today to see how easy this program is to start. You’ll appreciate the ease, convenience and growth the new CD Builder offers you.

Maximum initial deposit is $1000. CD Builder account will automatically be transferred into the savings account at maturity.