Company Overview

As a member of First Community Credit Union you are part of a unique financial organization. Credit Unions were first chartered in the United States in response to what had proved to be a great idea - groups of people pooling their resources to make loans to members of their group.

During the Depression the average citizen found it nearly impossible to borrow money from the nation's troubled banks. The credit union philosophy became increasingly popular over the years as more and more groups of employees, communities, trade groups and even members of clubs and churches came together to help each other with much needed loans at fair interest rates.

The idea of credit unions worked so well and so many were formed that the government began to officially recognize credit unions as financial institutions.

Today the advantage of the credit union over other types of financial institutions is that each is member owned. That means that every member owns a share of the credit union and is treated equally. First Community is directed by a voluntary board of directors that is elected by credit union members.

Since our beginning in 1954, and in the tradition of great credit unions in America, First Community has grown from its humble beginnings into a world class financial service organization. Rest assured that we will continue to evolve to meet the changing needs of our members. Our online branch services is just one more example of First Community's commitment to state-of-the-art member services. We appreciate the opportunity to serve all of your financial needs.

First Community Credit Union was chartered by the State of Texas in 1954 for educators in the Spring Branch Independent School District. Originally a "desk-drawer" operation dedicated to the employees of the Spring Branch School District, the credit union began as Spring Branch Independent School District Employees Credit Union. As we have grown to the full service financial institution we are today, our name has changed. Now community chartered, we are known as First Community Credit Union and extend membership to those who live or work in Harris and Fort Bend county and have branches in Klein and Fort Bend communities.*

We currently serve over 74,800 members with 9 lobby locations, 16 ATMs, plus over 75 ATM locations available through the Credit Union friendly network. From our small beginnings to our current in $520 million+ assets, we have always operated under the "people-helping-people" philosophy. We look forward to serving you and your family and fulfilling all your financial needs.

*Certain restrictions apply.

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