| Savings Accounts
Our Primary Savings Account is the best
place to begin with FCCU. Each member is insured to $100,000 by
the National Credit Union Administration, a Federal Government Agency.
With a low initial deposit you will begin earning dividends when
your balance reaches $100. Dividend rates are determined by the
Board of Directors and based on credit union earnings. First Community
also provides quarterly statements of your savings account.
We also offer other types of savings accounts for
individuals who want to save for something special - a dream vacation,
college tuition, a new car or even a new home. You can name your
account accordingly to help keep your goals in sight.
Prime Time Accounts
For members who are in the prime of their lives
(50 years of age and better) we offer Prime Time Accounts. Prime
Time members can take advantage of all of these free benefits that
include:
• Travelers Checks
• Money Orders
• Cashier's Checks
• Custom-style Checks (2 boxes per order)
• Notary Public Service
• Coin Counting
• Collection Items
• 3 ATM transactions per month
• Telephone Transfers
• 10% Discount on Safe Deposit Boxes
Prime Time Account holders are eligible to open
a VIP Gold Checking Account.
Discover the benefits of becoming a Prime Time member with First
Community.
For more information on FCCU Savings Accounts call
281.856.5300 or toll free 800.456.3228. You may also send
an email directly to one of our account representatives.
Note: Some accounts require a minimum balance and
may incur fees. Savings Accounts must be opened with a minimum of
$5 and a $5 balance must be maintained to retain credit union membership.
$100 minimum balance is required to earn dividends. Check out our
Savings Rates!
Christmas Club Accounts
There is no better time than now to start saving
for next Christmas. We make it easy for you to save for those special
gifts and expenses during the holiday season with the Christmas
Club Account. Club members can use payroll deduction to make deposits
into their account or deposits can be made in person or by mail.
The full balance of the Christmas Club Account will be transferred
to your checking or savings account on November 1st. Penalties apply
for early withdrawals.
For more on regulations and restrictions regarding
your account see our Detailed Account Disclosure
Statement for Truth in Savings, Disclosures, Depository Agreement,
Funds Availability, & Electronic Transfer Information.
View our Fee Schedule.
Youth Accounts
First Community Credit Union offers financial services
for kids and teens ages 0-17, through our CU
Succeed Teen Network and Red
Rangers Kids Club accounts. These accounts will help kids and
teens build a strong financial foundation.
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