Overdraft Transfers

Helping you cover transactions

Overdraft Transfers is a less expensive alternative to cover an insufficient account. Let us help you cover transactions and help limit fees at the same time.

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With Overdraft Transfers, you elect what FCCU account we pull from to cover your transactions.

  • Line of Credit
  • FCCU Credit Card
  • Savings Account

When you overdraft your checking account, whichever account you have elected to cover your transactions will automatically transfer the money needed to cover your transaction. You will be charged a fee of $5 for each transfer that occurs when covering a transaction. To set up Overdraft Transfers to cover your checking account, when needed, give us a call at 281.856.5300 or visit us at a branch. A signature is required for this service.

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Overdraft Privilege

Overdraw your checking account in order to pay transactions up to your predetermined individual ODP limit.