Helping you cover transactions
Overdraft Transfers is a less expensive alternative to cover an insufficient account. Let us help you cover transactions and help limit fees at the same time.
When you overdraft your checking account, whichever account you have elected to cover your transactions will automatically transfer the money needed to cover your transaction. You will be charged a fee of $5 for each transfer that occurs when covering a transaction. To set up Overdraft Transfers to cover your checking account, when needed, give us a call at 281.856.5300 or visit us at a branch. A signature is required for this service.
Our members enjoy competitive rates, modern conveniences, and expert advice for a lifetime - plus special perks and extras that make each day more fun.
Overdraw your checking account in order to pay transactions up to your predetermined individual ODP limit.
From the FCCU website, you may access a variety of sites maintained by third parties. In accessing these sites, you are leaving the FCCU website. These sites are managed by organizations that may or may not have a business relationship with the credit union. First Community Credit Union is not responsible for the content presented at these sites nor information collected at these sites. Refer to the privacy statement and security policy of each site for additional information about how that particular organization manages information. FCCU does not represent either the third party or the member if the two enter into a transaction.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask your name, address, date of birth, and other information that will allow us to identify you. In order to make the application process as easy as possible, please have the following information available for yourself and any joint applicant:
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If you already have an account, click here to open a Checking, Savings or CD account. If you already have a Checking account and want to open an additional one, please click the become a member button.
Note: Applicant must be at least 18 years of age to apply for loan.
Please disable pop-up blockers in your browser for FCCU.org. These links should open a new tab/window and will not open if pop-up blockers are enabled. If you are not a U.S. citizen you may have additional documentation to complete before the account can be opened. Please call us at 281.856.5300 or visit any of our First Community Credit Union offices if you have questions. Office locations and hours can be found at FCCU.org/locations.