1Certain credit criteria apply. Minimum deposit to open checking account is $25. Account is free for first 90 days. Direct Deposit of member’s payroll must begin within 90 days for monthly fee to be waived thereafter. Without Direct Deposit, monthly fee of $4.95 will be assessed.
2Overdraft Options are available on most FCCU consumer checking accounts being maintained in good standing and the member is 18 or older. Standard Overdraft Practices automatically come with most accounts. For debit and ATM transactions to be covered, you must Opt-in to Enhanced Overdraft Privilege. Overdraft Transfers are an option. Nominal fees may apply for the service selected.
3Texans Checks are not free unless you are 65 years of age or older which will qualify you for one box of free checks annually.
Account holders will be entered to win Texans trips. Trips include tickets and hotel. For all trips no purchase is necessary. Trips are non-transferable. Trips do not have a cash option. To enter without having a Texans Checking account, you may send in a 3x5 index card with your name, address, phone number, and email address to First Community Credit Union, Attn: Marketing, P.O. Box 840129, Houston, TX 77284-0129. One entry per person. One card will enter person in all drawings. Any prize won and accepted with a value of $600 or more will be subject to 1099-MISC reporting.