Certificate of Deposit (CD)

Guaranteed competitive interest and growth.

With a CD, or certificate of deposit, you will lock-in a fixed rate of return for a specified length of time netting you guaranteed growth. Saving for the short or long term can be easier than you think. Opening a CD doesn’t have to break the bank; you can start with $500 and lock it in for 3 months up to 5 years.

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        Special Features

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Saving for the future just got easier with CDs designed to meet your unique needs. 

  • Regular CD- Maximize your savings with risk free growth and a fixed rate of return. Pick any term for 3 months up to 5 years.
  • Traditional IRA CD- Enjoy a guaranteed rate and tax advantages on a retirement savings account that is funded with pre-tax income.
  • Roth IRA CD-  Enjoy a guaranteed rate and tax advantages on a retirement savings account that is funded with post-tax income.
  • SEP (Simplified Employee Pension) CD- A retirement account designed for business owners to provide retirement benefits for themselves and their employees. 
  • Coverdell ESA (Education Savings Account)- A tax-advantaged savings account intended to help parents and guardians prepare for the expense of their child's education. 
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Flex-Rate CDs

Flex your earning power with our Flex Rate CD. Choose 24 or 48 month CD and if a better rate comes along during your term, flex your rate up to the higher rate. Flex your rate one time during a 24 month term CD or two times on a 48 month term CD. Flexing your earning power puts more in your pocket.

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CD Builder

Building a strong financial future takes time and your CD can build with you! Start small and watch your growth. .

  • $100 minimum balance to open with direct deposit.
  • $500 minimum balance to open without direct deposit.

Set up regular deposits to your CD Builder from your payroll and you are sure not to miss these deposits as you build your financial future. Prefer to make your own deposits? Let us explore your options and find the right fit for you.


Become a Member

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Open Your CD Today