Secondary Savings

When you’re saving for specific goals.

Save for an emergency or to add a little fun to your life. It’s always a good idea to set aside a few dollars in case of an emergency. Many experts recommend setting a savings goal of $1,000 minimum. Members may have up to two secondary savings accounts with different account names.

  • Immediate access to funds with online transfers
  • Available as an overdraft source
  • Earn dividends starting at $100 on deposit

Special Features

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Beyond Emergencies

With an FCCU VISA® Rewards credit card, you will be able to handle large emergencies or life events and keep some savings in tact. 

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Earn dividends to help grow your savings

Fuel Financial growth for your personal goals.

Secondary Savings Rates

View All Savings Rates
  Min Balance To Open Min Balance To Earn $0 - $25K
$25 - $50K
Primary & Secondary $5.00 $100.00 0.05% -  0.08% 0.10% -  0.10% 0.10% -  0.10%

Prime Time Savings

Savings specially for 65 years of age and above.

Christmas Club Savings

For when you want to save just for Christmas.

Money Management

Start financial growth at a lower minimum.

Compare all Saving accounts

Need more options? Explore accounts that get our members moving towards their financial goals.

Ready to get started

Remember, Secondary Savings accounts may be opened at a branch or, if you prefer, online.  Choose to open a secondary account and you will be done in no time. 

1APY is Annual Percentage Yield. Withdrawals, penalties and fees could reduce earnings. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. The above rates were paid for their respective dividend period. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends.

Savings account dividends are earned on the daily balance and paid quarterly. Dividend rate and APY are subject to change quarterly without notice at the discretion of the Board of Directors.

Become a Member

Open an Account Personal appointmentMake an in person appointment Online bankingEnroll in Online Banking

Money Tips

Top tips to keep your finances on track.