U First
Designed to help build a strong financial future with special bonuses and benefits specifically made for young adults.
Earn 5.0% APY1 on the first $1,000.00 on deposit!
- FREE Online Banking
- FREE Mobile Banking
- FREE eStatements
- FREE Debit Card
It's easy to get started
U First accounts can be opened at any branch by young adults ages 18-25. Don’t forget to bring two forms of ID like your drivers license, ID card or passport to facilitate the process.
Financial advice to grow on.
With U First, you get practical advice on financial topics that really matter. U First account holders will learn about:
- Making transactions and managing balances
- Understanding financial terms
- Budgeting effectively
- Using credit wisely
U First Rates
View All Savings Rates
| Min Balance To Open |
Min Balance to Earn |
$1 - $1K
DIV APY1 |
$1K+ - $25K
DIV APY1 |
$25K+ - $50K
DIV APY1 |
$50K+
DIV APY1 |
| $5 |
$5 |
4.91% 5.00% |
0.20% 0.20% |
0.30% 0.30% |
0.45% 0.45% |
Compare all youth accounts
Need more options? Explore accounts that get younger members moving towards financial goals.
Start kids saving from 0 to 12.
Savings specially for teens ages 13 to 17.
Designed for young adults 18 to 25.
Ready to get started
Remember, U First accounts can be opened at a branch or online by young adults. Bring two forms of ID like your drivers license, ID or passport to facilitate the process.
See terms and conditions
Questions? Contact Us
1 APY = Annual Percentage Yield. APY assumes dividends remain in the account. Withdrawals, penalties, and fees could reduce earnings. 5.0% APY is paid on the first $1,000 on deposit only. Any amount over $1,000 will earn the standard APY for a savings account.