U First

Designed to help build a strong financial future with special bonuses and benefits specifically made for young adults.

Earn 5.0% APY1 on the first $1,000.00 on deposit!

  • FREE Online Banking
  • FREE Mobile Banking
  • FREE eStatements
  • FREE Debit Card

It's easy to get started

U First accounts can be opened at any branch by young adults ages 18-25. Don’t forget to bring two forms of ID like your drivers license, ID card or passport to facilitate the process.

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Financial advice to grow on.

With U First, you get practical advice on financial topics that really matter. U First account holders will learn about:

  • Making transactions and managing balances
  • Understanding financial terms
  • Budgeting effectively
  • Using credit wisely

U First Rates

View All Savings Rates
  Min Balance To Open Min Balance To Earn $5.00 - $1K
$1K+ - $25K
$25K+ - $50K
U First (age 18-25)² $5.00 $5.00 4.91% -  5.00% 0.10% -  0.10% 0.15% -  0.15% 0.20% -  0.20%

Red Ranger

Start kids saving from 0 to 12.

Claim Your Youth

Savings specially for teens ages 13 to 17.

U First

Designed for young adults 18 to 25.

Compare all youth accounts

Need more options? Explore accounts that get younger members moving towards financial goals.

Ready to get started

Remember, U First accounts can be opened at a branch or online by young adults. Bring two forms of ID like your drivers license, ID or passport to facilitate the process.

1 APY = Annual Percentage Yield. APY assumes dividends remain in the account. Withdrawals, penalties, and fees could reduce earnings. 5.0% APY is paid on the first $1,000 on deposit only. Any amount over $1,000 will earn the standard APY for a savings account. Savings account dividends are earned on the daily balance and paid quarterly. Rates quoted were last paid on July 31, 2020. Dividend rate and APY are subject to change quarterly without notice at the discretion of the Board of Directors.

Become a Member

Open an Account Personal appointmentMake an in person appointment Online bankingEnroll in Online Banking