U First
Designed to help young adults build a strong financial future as they take the next step in their journey.
- FREE Online Banking
- FREE Mobile Banking
- FREE eStatements
- FREE Debit Card
It's easy to get started
U First accounts can be opened at any branch by young adults ages 18-25. Don’t forget to bring two forms of ID like your drivers license, ID card or passport to facilitate the process.
Financial advice to grow on.
With U First, you get practical advice on financial topics that really matter. U First account holders will learn about:
- Making transactions and managing balances
- Understanding financial terms
- Budgeting effectively
- Using credit wisely
| |
Min Balance To Open |
Min Balance To Earn |
$5.00 - $1K
DIV - APY1
|
$1K+ - $25K
DIV - APY1
|
$25K+ - $50K
DIV - APY1
|
$50K+
DIV - APY1
|
|
U First (age 18-25)
|
$5.00 |
$5.00 |
0.05% -
0.08%
|
0.05% -
0.08%
|
0.10% -
0.10%
|
0.10% -
0.10%
|
Start kids saving from 0 to 12.
Savings specially for teens ages 13 to 17.
Designed for young adults 18 to 25.
Compare all youth accounts
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Ready to get started
Remember, U First accounts can be opened at a branch or online by young adults. Bring two forms of ID like your drivers license, ID or passport to facilitate the process.
See terms and conditions
Questions? Contact Us
1 APY = Annual Percentage Yield. APY assumes dividends remain in the account. Withdrawals, penalties, and fees could reduce earnings. Savings account dividends are earned on the daily balance and paid quarterly. Rates quoted were last paid on December 31, 2020. Dividend rate and APY are subject to change quarterly without notice at the discretion of the Board of Directors.