Live a balanced life and get a handle on high interest debt with a balance transfer from FCCU. Pay off high rate credit cards or consolidate your balances to make managing payments easier.


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Take advantage of lower rates

Transfer your current balances to a lower rate credit card.
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Pay off debt quicker

Spare yourself the pain of high interest payments.
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Simplify your payments

Consolidate your balances to a single monthly payment.
Start your Balance Transfer Request Here

Don't have an FCCU Visa Rewards Credit Card or need a credit limit increase to transfer balances? Apply now!


1APR=Annual Percentage Rate. Certain credit criteria apply. Rates and terms subject to change without notice. Only valid for consumer credit cards. Offer valid for new and existing cardholders. After the initial balance transfer rate of 0% APR expires for new cardholders, standard rate will be between 9.99% and 17.99% APR based on creditworthiness. If payment is delinquent 2 consecutive months, 0% APR transfer rate will be lost for new cardholders. Delinquent is referring to not making a payment. A late payment is not included. Existing FCCU card holder balances not eligible to transfer to another FCCU card. You understand that if the full amount of the request is not approved, a partial payment may be made. You agree to continue to pay at least the minimum amount due on each balance on the account transferred or for any finance or other charges incurred due to delay in transferring a balance. Balance transfer typically take 2-3 business days to complete. Minimum monthly payment is $18 or 3%, whichever is greater. Offer not valid for Business credit cards.

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