Live a balanced life and get a handle on high interest debt by transferring balances to an FCCU Rewards Credit Card. Pay off high rate credit cards or consolidate your balances to make managing payments easier.

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Take advantage of lower rates

Transfer your current balances to a lower rate credit card.
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Pay off debt quicker

Spare yourself the pain of high interest payments.
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Simplify your payments

Consolidate your balances to a single monthly payment.
Start your Balance Transfer Request Here

Don't have an FCCU Visa Rewards Credit Card or need a credit limit increase to transfer balances? Apply now!


Application and Solicitation Disclosure

Certain credit criteria apply. Rates and terms subject to change without notice. Only valid for consumer credit cards. 0% APR balance transfer rate for twelve months valid for new cardholders only. After the initial balance transfer rate of 0% APR expires, standard rate will be between 9.99% and 17.99% APR based on creditworthiness. Existing member's balance transfers will be completed at the member's standard rate for their card. If payment is delinquent 2 consecutive months, 0% APR transfer rate will be lost. Delinquent is referring to not making a payment. A late payment is not included. Qualifying balances do not include requests to pay any FCCU account or honor any request to pay “Payee”, “Cash” or person with your surname. Existing FCCU card holder balances not eligible to transfer to another FCCU card. Minimum payments must continue to be made on each balance requested to transfer and any finance or other charges incurred due to a delay in transferring a balance. Balance transfers typically take 2-3 business days to complete. A $2 or 2% balance transfer fee, whichever is greater, will be assessed. Minimum monthly payment is $18 or 3%, whichever is greater. Offer not valid for Business credit cards. First Community Credit Union invites anyone that lives, works or worships in Harris, Fort Bend or Montgomery County to breathe easy with us.


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