Live a balanced life and get a handle on high interest debt by transferring balances to an FCCU Rewards Credit Card. Pay off high rate credit cards or consolidate your balances to make managing payments easier.

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Take advantage of lower rates

Transfer your current balances to a lower rate credit card.
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Pay off debt quicker

Spare yourself the pain of high interest payments.
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Simplify your payments

Consolidate your balances to a single monthly payment.
Start your Balance Transfer Request Here

Don't have an FCCU Visa Rewards Credit Card or need a credit limit increase to transfer balances? Apply now!


1APR = Annual Percentage Rate. Certain credit criteria apply. Rates and terms subject to change without notice. New cardholders will receive an intro rate of 0% APR for twelve months on purchases and balance transfers. After intro rate expires, standard rate will be between 9.99% and 17.99% APR based on creditworthiness. Minimum payment of $18 or 3%, whichever is greater, required monthly. Rewards points have no cash value. Points can be redeemed for cash back, travel, gift cards, merchandise and more offered through the FCCU Rewards website. Points are non-transferable to others. 2Cash back statement credit reward(s) will appear as a credit, in the form of a payment, on cardholder’s rewards card. Cardholder is responsible for any outstanding balance owed on the account after the credit is applied. If there is a zero balance owed on the card, the statement credit will post to the cardholder’s savings account when received. First Community Credit Union invites anyone that lives or works in Harris, Ft. Bend or Montgomery County to experience the FCCU difference!

Note: Applicant must be at least 18 years of age to apply for credit card. A $2 or 2%, whichever is greater, balance transfer fee applies for each transfer made.

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