Live a balanced life and get a handle on high interest debt by transferring balances to an FCCU Rewards Credit Card. Enjoy 0% APR1 for 12 months on balance transfers now through February 29, 2020. Pay off high rate credit cards or consolidate your balances to make managing payments easier.

Transfer rate for 12 months3 after transfer rate expires, rate will be between
0% APR1 9.99% - 17.99% APR1

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Take advantage of lower rates

Transfer your current balances to a lower rate credit card.
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Pay off debt quicker

Spare yourself the pain of high interest payments.
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Simplify your payments

Consolidate your balances to a single monthly payment.
Start your Balance Transfer Request Here

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Apply for a FCCU Visa Credit Card

1APR=Annual Percentage Rate. Certain credit criteria apply. Rates and terms subject to change without notice. Only valid for consumer credit cards. 0% APR balance transfer rate for twelve months valid on balance transfers made between January 1, 2020 and February 29, 2020 only. Offer valid for existing cardholders between the promo dates of January 1st and February 29th. After the initial balance transfer rate of 0% APR expires, standard rate will be between 9.99% and 17.99% APR based on creditworthiness. If payment is delinquent 2 consecutive months, 0% APR transfer rate will be lost. Delinquent is referring to not making a payment. A late payment is not included. By completing and submitting our balance transfer form above, you authorize FCCU to complete the balance transfers listed on the form and agree to the $2 or 2% balance transfer fee, whichever is greater. Qualifying balances do not include requests to pay any FCCU account or honor any request to pay “Payee”, “Cash” or person with your surname. Existing FCCU card holder balances not eligible to transfer to another FCCU card. You understand that if the full amount of the request is not approved, a partial payment may be made. You agree to continue to pay at least the minimum amount due on each balance on the account transferred or for any finance or other charges incurred due to delay in transferring a balance. Balance transfer typically take 2-3 business days to complete. Minimum monthly payment is $18 or 3%, whichever is greater. Offer not valid for Business credit cards.

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