Our mission is to make a first-rate financial difference in our members' lives. With our recently revamped overdraft privilege option, FCCU limits the amount of fees we charge our members in a single day.
One way we do this is by not charging an overdraft fee if the transaction causing the overdraft is $5 or less. In addition, members will not be charged more than 8 overdrafts fees in a single day.
See Fee Schedule here
See Overdraft Privilege Policy
Our members enjoy competitive rates, modern conveniences, and expert advice for a lifetime - plus special perks and extras that make each day more fun.
Overdraw your checking account in order to pay transactions up to your predetermined individual ODP limit.
Learn how Overdraft Transfers is a less expensive alternative to cover an insufficient account.
Top tips to keep your finances on track.
Need help with your unique financial needs? Making an in-person appointment lets you skip the line at any branch - so we can serve you that much faster.
From the FCCU website, you may access a variety of sites maintained by third parties. In accessing these sites, you are leaving the FCCU website. These sites are managed by organizations that may or may not have a business relationship with the credit union. First Community Credit Union is not responsible for the content presented at these sites nor information collected at these sites. Refer to the privacy statement and security policy of each site for additional information about how that particular organization manages information. FCCU does not represent either the third party or the member if the two enter into a transaction.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask your name, address, date of birth, and other information that will allow us to identify you. In order to make the application process as easy as possible, please have the following information available for yourself and any joint applicant:
Not a Member?
Start your Membership with us. The application process will take up to 10 minutes.
Already a Member?
If you already have an account, click here to open a Checking, Savings or CD account. If you already have a Checking account and want to open an additional one, please click the become a member button.
Note: Applicant must be at least 18 years of age to apply for loan.
Please disable pop-up blockers in your browser for FCCU.org. These links should open a new tab/window and will not open if pop-up blockers are enabled. If you are not a U.S. citizen you may have additional documentation to complete before the account can be opened. Please call us at 281.856.5300 or visit any of our First Community Credit Union offices if you have questions. Office locations and hours can be found at FCCU.org/locations.