¹ Guarantee Conditions and Requirements: • All circumstances resulting in a delayed closing date must have been under the exclusive control of FCCU and not attributable in any way to third party or applicant actions, omissions or delays. • Contract closing date must be at least 30 days from the date FCCU receives (i) a complete purchase home loan application (and all supporting documentation) and (ii) a copy of the fully executed real estate purchase contract. • If a closing date is delayed as a result of FCCU’s actions, a closing credit of $1,000 will be applied toward usual and customary buyer closing costs. If seller/third-party paid closing costs result in less than $1,000 remaining in buyer closing costs, FCCU will only pay a closing credit equal to the buyer closing costs balance outstanding. Applicants are not entitled to cash back. Usual and customary buyer closing costs include, without limitation: escrow fee, appraisal fee, loan document preparation fee, recording fee, courier fee, and prepaid items such as flood and hazard insurance and ad valorem taxes. • To ensure FCCU provides outstanding service and depending on the purchase home loan application volume at any given time, FCCU may, from time to time, end this promotion for new applications without notice and reinstate this promotion at a later date. All home loan applications, excluding construction loans, received while this promotion is in effect will qualify for the guarantee described herein. Subject to any home loan applications which have already qualified for the guarantee described herein, this promotion may be terminated by FCCU at any time in its sole discretion.