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Line of Credit
Tap into extra funds when you need them.
A RediCash Line of Credit gives you access to pre-approved credit whenever you need cash fast. Upon approval of one simple application, you’ll have an account with unlimited possibilities.RediCash accounts can also be used for overdraft transfers— get an easy-to-read statement monthly if your RediCash account has been tapped to address an overdraft.
Benefits of a line of credit:
- Pre-approved credit limit
- Helps protect against checking overdrafts and can reduce overdraft fees
- Consolidate debts to avoid paying higher interest rates
- No annual fee
Overdraft Options
FCCU is your dedicated financial partner and we recognize that managing your money can be challenging at times. Our Overdraft Privilege (ODP) Program helps you control your money and avoid excessive fees. Standard Overdraft Practices come automatically (Standard ODP) with most checking accounts upon qualification.