We understand that Coronavirus (COVID-19) has quickly made a vast impact on our daily lives and you may be concerned about your financial well-being during this time.
We want to help our members1 get through this financial difficulty. First Community’s Emergency Loan provides up-to $5,0002 immediately to navigate these uncertain times. The funds can be used for everyday expenses, medical needs or simply to help you get by while going through this stressful time.
We make it easy and convenient for our members to apply for a personal loan online. If you know what you need, you can get started right now!
There are no restrictions on what you do with this loan. Use it for necessities like food, water or your bills.
Apply, Sign, and Receive your money without leaving your home. Once you apply and get an approval, a member of our eBranch will contact you with the next steps.
During this time we will only be offering this emergency loan for FCCU members. If you are not a member and still wish to apply click here .
Rates as low as 6.49% APR2
Up to 90 days No Payments2
Get great rates and earn points.
Financing for the way you want to live.
Ready to pickup speed?
Apply online here or ontact us at 281.856.5300 or toll free 800.456.3228 for more information. Make an appointment to skip the line when you visit.
1Offer valid only to members as of February 15, 2020. 2 Loan amounts up to $5,000 with up to 36 months repayment terms. Certain credit criteria applies for the loan amount, loan term, and lowest rate quoted. Rates quoted on these loans include the following: 1) 0.50% off for purchase of credit life and disability insurance coverage; 2) 0.20% off with either First Rewards Checking or Texans Checking; 3) 0.30% off with an FCCU Visa Credit Card. Maximum discount of 0.50%. 36 months @ 6.49% APR = monthly payment of $30.63 per $1,000 borrowed. Membership with FCCU must have been established by 2/15/2020 to be eligible for the COVID-19 emergency loan.
APR = Annual Percentage Rate. Rates and terms subject to change.
Offer valid through April 30, 2020.
Our members enjoy competitive rates, modern conveniences, and expert advice for a lifetime - plus special perks and extras that make each day more fun.
Low rates and flexible terms on loans personalized for you.
Some of our branches will have limited resources in order to protect our members and employees.
Download our App to have access to your money.
During this time, we will be waiving certain fees.
We are waiving certain fees to assist members during this time
Keep your money and information safe during this time.
From the FCCU website, you may access a variety of sites maintained by third parties. In accessing these sites, you are leaving the FCCU website. These sites are managed by organizations that may or may not have a business relationship with the credit union. First Community Credit Union is not responsible for the content presented at these sites nor information collected at these sites. Refer to the privacy statement and security policy of each site for additional information about how that particular organization manages information. FCCU does not represent either the third party or the member if the two enter into a transaction.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask your name, address, date of birth, and other information that will allow us to identify you. In order to make the application process as easy as possible, please have the following information available for yourself and any joint applicant:
Not a Member?
Start your Membership with us. The application process will take up to 10 minutes.
Already a Member?
If you already have an account, click here to open a Checking, Savings or CD account. If you already have a Checking account and want to open an additional one, please click the become a member button.
Note: Applicant must be at least 18 years of age to apply for loan.
Please disable pop-up blockers in your browser for FCCU.org. These links should open a new tab/window and will not open if pop-up blockers are enabled. If you are not a U.S. citizen you may have additional documentation to complete before the account can be opened. Please call us at 281.856.5300 or visit any of our First Community Credit Union offices if you have questions. Office locations and hours can be found at FCCU.org/locations.