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Emergency Loan

We understand that Coronavirus (COVID-19) has quickly made a vast impact on our daily lives and you may be concerned about your financial well-being during this time.

We want to help our members1 get through this financial difficulty. First Community’s Emergency Loan provides up-to $5,0002 immediately to navigate these uncertain times. The funds can be used for everyday expenses, medical needs or simply to help you get by while going through this stressful time.

Rates as low as 6.49% APR2
Up to 90 days No Payments2

It’s easy to apply online.

We make it easy and convenient for our members to apply for a personal loan online. If you know what you need, you can get started right now!

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Borrow up to $5,000

There are no restrictions on what you do with this loan. Use it for necessities like food, water or your bills. 

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Online Application

Apply, Sign, and Receive your money without leaving your home. Once you apply and get an approval, a member of our eBranch will contact you with the next steps.

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For current FCCU members as of 2/15/2020

During this time we will only be offering this emergency loan for FCCU members. If you are not a member and still wish to apply click here .

Our members enjoy great rates.

Rates as low as 6.49% APR2
Up to 90 days No Payments2

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Get great rates and earn points. 

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We’re here to help.

Apply online here or ontact us at 281.856.5300 or toll free 800.456.3228 for more information. Make an appointment to skip the line when you visit.

1Offer valid only to members as of February 15, 2020. 2 Loan amounts up to $5,000 with up to 36 months repayment terms. Certain credit criteria applies for the loan amount, loan term, and lowest rate quoted. Rates quoted on these loans include the following: 1) 0.50% off for purchase of credit life and disability insurance coverage; 2) 0.20% off with either First Rewards Checking or Texans Checking; 3) 0.30% off with an FCCU Visa Credit Card. Maximum discount of 0.50%. 36 months @ 6.49% APR = monthly payment of $30.63 per $1,000 borrowed. Membership with FCCU must have been established by 2/15/2020 to be eligible for the COVID-19 emergency loan.

APR = Annual Percentage Rate. Rates and terms subject to change.

Offer valid through April 30, 2020.

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Emergency Loan

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Low rates and flexible terms on loans personalized for you.


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Branch Changes

Some of our branches will have limited resources in order to protect our members and employees.

On-the-Go Access

Download our App to have access to your money. 

Updated Fee Schedule

During this time, we will be waiving certain fees.

Waived Fees

We are waiving certain fees to assist members during this time

Fraud Alerts

Keep your money and information safe during this time.