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1APR = Annual Percentage Rate. Certain credit criteria apply for all loans..
2Rates quoted on these loans include a combination of the following 1) 0.50% off for purchase of credit life and disability insurance coverage; 2) 0.25% off for purchase of an extended service contract; 3) 0.25% off for FCCU Existing Open Auto Loan; 4) 0.20% off with either First Rewards Checking or Texans Checking; 5) 0.30% off with an FCCU Visa Credit Card. Maximum discount of 1.00%APR. Loans with a term over 60 months will be approved at a higher rate. Vehicles 8 years and older will be charged a 2.0% higher rate. Floor Rate for vehicles is 2.14%.
3Rates quoted on these loans include the following: 1) 0.50% off for purchase of credit life and disability insurance coverage; 2) 0.20% off with either First Rewards Checking or Texans Checking; 3) 0.30% off with an FCCU Visa Credit Card. Maximum discount of 0.50%. 60 months @ 6.74% APR = monthly payment of $21.11 per $1,000 borrowed.
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO: Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.
UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION: On the basis of race, color, national origin, religion, sex, marital status, or age;Because income is from public assistance; or because a right was exercised under the Consumer Credit Protection Act
From the FCCU website, you may access a variety of sites maintained by third parties. In accessing these sites, you are leaving the FCCU website. These sites are managed by organizations that may or may not have a business relationship with the credit union. First Community Credit Union is not responsible for the content presented at these sites nor information collected at these sites. Refer to the privacy statement and security policy of each site for additional information about how that particular organization manages information. FCCU does not represent either the third party or the member if the two enter into a transaction.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask your name, address, date of birth, and other information that will allow us to identify you. In order to make the application process as easy as possible, please have the following information available for yourself and any joint applicant:
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