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1APY is Annual Percentage Yield. Withdrawals, penalties and fees could reduce earnings. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. The above rates were paid for their respective dividend period. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends.
Savings account dividends are earned on the daily balance and paid quarterly. Rates quoted were last paid on December 31, 2020.
Checking and Money Management account dividends are earned on the daily balance and paid monthly. Rates quoted were last paid on October 31, 2020.
2APR = Annual Percentage Rate. Certain credit criteria apply for all loans..APR = Annual Percentage Rate. Certain credit criteria apply for all loans.
3MAX LTV/LTC 100%, MAX 72 MONTHS, MAX $100,000MAX LTV/LTC 100%, MAX 72 MONTHS, MAX $100,0003MAX LTV/LTC 100%, MAX 72 MONTHS, MAX $100,000MAX LTV/LTC 100%, MAX 72 MONTHS, MAX $100,000
4MAX LTV/LTC 80%, MAX 48 MONTHS, MAX $100,000 (contact Commercial Lending at 281-856-5765 for equipment loans over $100,000)
5The Annual Percentage Rate (APR) will be the interest rate being paid on the Certificate offered as security (index) plus 2% (if it is an FCCU CD). The certificate must be continuously renewed until the advance has been completely repaid. Failure to renew will result in a default under this plan. Any increase in the APR will result in more payments of the same amount until what you owe has been repaid. The APR and Daily Periodic Rate (DPR) will be disclosed on the voucher at the time of the advance.
From the FCCU website, you may access a variety of sites maintained by third parties. In accessing these sites, you are leaving the FCCU website. These sites are managed by organizations that may or may not have a business relationship with the credit union. First Community Credit Union is not responsible for the content presented at these sites nor information collected at these sites. Refer to the privacy statement and security policy of each site for additional information about how that particular organization manages information. FCCU does not represent either the third party or the member if the two enter into a transaction.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask your name, address, date of birth, and other information that will allow us to identify you. In order to make the application process as easy as possible, please have the following information available for yourself and any joint applicant:
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