Money Market Rates

Current as of 1/17/2019

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1APY is Annual Percentage Yield. Withdrawals, penalties and fees could reduce earnings. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. The above rates were paid for their respective dividend period. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends.

APY assumes dividends remain in the account until maturity. Withdrawals, penalties or fees could reduce earnings. 

Rates change monthly based on the average of the previous 3 months 90 - day Treasury Bill minus the tiered discount.

A minimum of $25,000 is required to open a First Money Market Fund Account and a $25,000 daily balance is required to avoid service fees and to earn dividends. Competitive dividend rates are subject to change monthly as determined by the Credit Union Board of Directors.