The Ultimate Vehicle Sale

Now – September 7, 2020 only1


No matter what type of vehicle you have your eye on, all of our great vehicle rates are just a few clicks away! 

Get pre-approved today and discover your path to the open road.

Auto Loan Features

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Auto Rates as low as 2.14% APR1 up to 75 months

Enjoy low rates.

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No Payments until 20211

Enjoy no payments until January 2021.
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Complete Online Process

From starting your application to receiving your funds.
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View Rates

View our competitive rates for Auto Loans. Learn More
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No Down Payment

100% Financing for qualified Applicants.
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Carfax Reports

Before you buy a vehicle, protect yourself with a Carfax report Learn More

Choose your Vehicle Loan

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Vehicle Loan Types

  • Car
  • Truck
  • SUV
  • Motorcycle2
  • Boat2
  • RV2


1 APR = Annual Percentage Rate. Certain credit criteria apply for lowest rate quoted and up to no payments until January 2021. No payments until January 2, 2021 valid on auto loans only. Rates and terms subject to change. Rate quoted is valid for auto loans and includes a combination of the following 1) 0.50% off for purchase of credit life and disability insurance coverage; 2) 0.25% off for purchase of an extended service contract; 3) 0.25% off for FCCU Existing Open Auto Loan 4) 0.20% off with either First Rewards Checking or Texans Checking; 5) 0.30% off with an FCCU Visa Credit Card. Maximum discount of 1.00%APR. Loans with a term over 75 months will be approved at a higher rate. 75 months @ 2.14% APR = monthly payment of $14.27 per $1,000 borrowed. Vehicles 8 years and older will be charged a 2.0% higher rate. Floor Rate for vehicles is 2.14%. 84 month term applies to current calendar year and current model year and must be a minimum of $35,000 financed. 2Motorcycle rates as low as 4.19% APR. 84 month term applies to current calendar year and current model year and must be a minimum of $30,000 financed. Boat/RV rates as low as 3.99% APR. 180 month term eligible for minimum of $50,000 financed. Offer valid now - Monday, September 7, 2020 for consumer vehicle loans funded directly through FCCU only. Loans funded through any third party dealer are not eligible. Loan must be funded no later than Thursday, September 10, 2020 by 7pm to be eligible for this promotion. Cannot be combined with any other offers. FCCU refinances not eligible.

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