Primary Savings

Your membership starts here.

All FCCU members start with a Primary Savings. This is necessary to establish and maintain membership in the Credit Union. Become a member of the FCCU family for $5 and enjoy the benefits of partnering with a modern credit union with old-school work ethic. 

  • Immediate access to funds with online transfers
  • Available as an overdraft source
  • Earn dividends starting at $100 on deposit

Special Features

Product image

Money when you need it

Emergencies strike and having money saved in a liquid account like a savings account makes it easy to access your money without going into debt. 

Product image

A great way to start your financial journey

Preparing for your financial future doesn't have to be a daunting task. Your first step is as easy as setting up a savings account and contributing to it on a regular and consistent basis. 

Product image

A secure way to save

Backed by the NCUA, your money is insured up to the maximum amount allowed by law.

Primary Savings Rates

View All Savings Rates
  Min Balance To Open Min Balance To Earn $0 - $25K
$25 - $50K
Claim Your Youth $5.00 $5.00 0.05% -  0.08% 0.10% -  0.10% 0.10% -  0.10%
IRA Savings $100.00 $100.00 0.05% -  0.08% 0.10% -  0.10% 0.10% -  0.10%
Primary & Secondary $5.00 $100.00 0.05% -  0.08% 0.10% -  0.10% 0.10% -  0.10%
Red Rangers $5.00 $5.00 0.05% -  0.08% 0.10% -  0.10% 0.10% -  0.10%

Prime Time Savings

Savings specially for 65 years of age and above.

Christmas Club Savings

For when you want to save just for Christmas.

Secondary Savings

When you’re saving for specific goals

Compare all Savings accounts

Need more options? Explore accounts that get our members moving towards their financial goals.

Ready to get started?

Get started on your financial journey today.

Overdraft Options

Emergencies happen, we’ve got you covered.


Investments & Planning

Here to help you build a stronger tomorrow.


1APY is Annual Percentage Yield. Withdrawals, penalties and fees could reduce earnings. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. The above rates were paid for their respective dividend period. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends.

Savings account dividends are earned on the daily balance and paid quarterly. Dividend rate and APY are subject to change quarterly without notice at the discretion of the Board of Directors.
Terms and Conditions

Become a Member

Open an Account Personal appointmentMake an in person appointment Online bankingEnroll in Online Banking