Free Checking

Your money, your way - All for free!

Open an Account

Free checking gives you complete control of your funds, your way, without the hassle of monthly fees.

Enjoy all of the benefits of First Community for free!

  • Free mobile and online banking
  • No minimum balance required
  • No monthly fee
Here's what you get with all FCCU checking accounts

Here's what you get with all FCCU checking accounts

  • Free debit card with zero liability protection
  • Online and Mobile Banking with access to Mobile Deposits, eStatements and more
  • Fraud protection and card controls with FCCU Card Manager
  • Overdraft Options* to make sure you’re covered
  • Tap to Pay for quick purchases with an FCCU Visa Debit Card

Debit Card Styles

Ready to get started?

It's easy! Make an appointment to open an account, or open one online!

Stop by and visit with us

With branches throughout the Houston area, you're bound to be close to us!

Can I withdraw cash over $10,000?

Can I withdraw cash over $10,000?

Yes, if you have the funds available and choose to withdraw the funds in the form of cash, we ask that you call us 3 business days ahead of time so we can arrange to have the funds on-site. We recommend you consider taking large sums of money in the form of a certified check as this is safer than having large sums of cash on you. If you choose to take a check, no advance notice is needed. However, if you would like cash, call us at 281.856.5300 and provide us with the which branch, the amount and when you will be by to withdraw the funds.

How do I sign up for eStatements?

How do I sign up for eStatements?

  • Login to FCCU Online Banking
  • From the left menu, click on services
  • Click on eStatements
  • Follow the prompts to make a profile
  • At Document Delivery Reference, select All Electronic
  • Select Save and you are now enrolled in eStatements

Can a minor open a bank account?

Can a minor open a bank account?

Youth Accounts must be opened by a parent or legal guardian.

*Overdraft Options are available on most FCCU consumer checking accounts being maintained in good standing and the member is 18 or older. Standard Overdraft Practices automatically come with most accounts. For debit and ATM transactions to be covered, you must Opt-in to Enhanced Overdraft Privilege. Overdraft Transfers are an option. Nominal fees may apply for the service selected.

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