Why go anywhere else for a loan when our Business Banking Group will talk with you about your goals and needs to find the right loan that fits your specific business. Is your business growing? Is it seasonal? Do you need cash for a new building, new equipment, additional inventory or something else?
Whatever the reason, we’ll determine the best possible way to help.
Eligible property types for Owner Occupied Loans include but are not limited to Office and Industrial.
Business Credit Card
Tracking expenses has never been easier. Say hello to the business credit card that is designed for every hectic, demanding and totally-worth-it day!
Helping businesses have the modern equipment needed to run at peak performance.
Small business loans provide working capital for starting a business, managing cash flow and expansion as well as equipment purchases or refinancing debt.
Vehicle & Fleet
Expanding or need to upgrade your vehicles? We're here to help your team get moving.
Business CD Secured Loans
Use your savings or certificate of deposit (CD) as collateral for a loan. Borrow against your savings without having to withdraw it.
Line of Credit
Sometimes a business needs access to working capital to help with the day to day operations. A business line of credit is a popular choice among small business owners who need extra funds.
|Type||Term (Month)||Fixed Rate APR||Max Amount|
|Automobile Loans||New||72 Months Max||3.59% - 7.29%||Please Call|
|Automobile Loans||Used||72 Months Max||3.59% - 7.29%||Please Call|
|Business Loans||Unsecured||48 Month Max||7.49% - 13.99%||$50,000.00|
|CD Secured Loans/Line of Credit||2% above CD Rate - not to exceed term of CD.||N/A|
|Credit Cards||Business Visa Platinum||open||8.99%||$30,000.00|
|Fleet/Equipment Loans||New||48 Months Max||3.59% - 7.29%||$100,000.00|
|Line of Credit||Unsecured||24 Months Max||8.49% - 14.99%||$50,000.00|
Treasury Services from FCCU's Business Banking Group
ACH Payroll & Payments
ACH Payroll and Payment processing for small to medium-sized businesses to make processing a breeze.
Overpaying to accept debit cards and credit cards? Our Merchant Services solution saves you money and brings true value to you and your customers.
Prevent check and ACH fraud with Positive Pay as your first line of defense. The check and/or ACH information is added by you in the Positive Pay platform via online banking.
Remote Deposit Capture
With Remote Deposit Capture (RDC) you can stay focused on your business. Simply make business deposits right at your computer!