Home Loan CalculatorsWith some of the lowest rates in the market, First Community helps our members save on their mortgage! We offer some of the quickest closings in the greater Houston area and save our members on home purchase closing costs too.
Calculate a Mortgage Payment
Use this tool to calculate a mortgage payment on a monthly basis.
Your ability to obtain a loan for a new home purchase is based on a number of factors. Lenders typically make lending decisions based on three key ratios Loan-to-value, Housing Ratio, and Debt-to-Income ratio.
Time to Refinance?
The decision to refinance should be based on lowering the overall mortgage costs and breaking even on the refinance in a reasonable period of time.
Adjustable Rate Mortgage Analyzer
This adjustable rate mortgage analyzer will help you understand the implication of your adjustable rate terms by showing what your monthly payment will be under different scenarios.
Rent or Buy?
Still debating whether to rent or buy? Use this calculator to see what options work best for your finances.
Compare Two Mortgage Loans
Not sure about two different mortgage loans? Use this calculator to compare numbers for both to find option that best suits your finances.
Your debt-to-income ratio is the percentage of your gross income used to cover your mortgage and other debt payments. This ratio and your credit score are two key factors used to determine if you qualify for a loan. The lower your ratio, the easier it is for you to pay your bills each month.
Proceeds from the Sale of a Home
Determine how much money the sale of your home will yield.