Breathe Easy® - First Community Credit Union
FRAUD ALERT: FCCU will never call and ask for your account details, login information or any personal security information. Do not share this information with anyone under any circumstances. If something feels off, hang up and call us directly at 281-856-5300. Contact Us

Breathe Easy®

Skip-A-Payment on your FCCU loan 

Skip-A-Payment up to two times per year and put extra funds in your pocket when you need it most.
A woman relaxing on her sofa

Enroll Today!

  1. Log in to Online Banking.
  2. From the left menu, click on Services > Get the most out of your banking > Breathe Easy Enrollment
  3. Complete the enrollment form.
  4. Click to accept the Terms and Conditions.
  5. Click Submit. 
What happens if I pay off my loan?

You will no longer be charged a monthly fee of $4.95 after your FCCU Loan has been paid off in full.

How do I qualify to enroll in Breathe Easy?

You are required to make three monthly payments, have a qualified loan, and be positive on all of your accounts with FCCU.

What loans are not eligible for Skip-A-Pay

Mortgages, Home Improvement Loans, Home Equity Loans, Home Equity LOC, Teacher Appreciation Loans, Auto Leases, Dealer (Indirect) Loans, Credit Cards, CD Secured Loans, Single Payment Loans and eBusiness/Commercial Loans.

What if I want to skip twice in a row?

When you are enrolled in Breathe Easy, you are allowed to skip two consecutive monthly payments. 

We use cookies to give you the best possible online experience. By clicking the I ACCEPT button or continuing to use our website, you are consenting to our Cookie Policies.