Home Loan Refinance - First Community Credit Union
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Mortgage Refinances

Refinance your original loan to obtain a better interest rate or loan term that benefits you.

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Rate and Refinances

Rate and Term Refinance – Refinance your existing mortgage to take advantage of a lower interest rate, lower monthly payments or even lower your term.

  • Max (Loan to Value) LTV of 95%
  • Terms of 10, 15, 20 or 30 yrs
  • Max loan amount of $832,750

Get Pre-Qualified
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Cash Out Refinances

Refinance your existing mortgage while taking advantage of the equity in your home at the same time

  • Max loan-to-value (LTV) of 80%
  • Terms of 10,15, 20 or 30
  • Max loan amount of $548,250

Get Pre-Qualified
Type (Term) Rate APR Monthly Principal & Interest
10 Year Fixed 6.250% 6.563% $3,368.00
20 Year Fixed 7.125% 7.316% $2,348.00
15 Year Fixed 6.375% 6.583% $2,593.00
30 Year Fixed 7.250% 7.404% $2,047.00
FHA 6.875% 7.763% $2,006.00
VA 6.875% 7.234% $2,014.00
Jumbo 30 Year 7.375% 7.466% $6,907.00

Ready to get started?

You may not have found the perfect home yet, but getting pre-qualified shows realtors that you are serious and capable of buying a home. Get started online!

Time to Refinance?

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