Rates & Calculators
Resources for your auto loan needs.
Great rates from First Community help our members save on auto loans. We offer full financing options on new and used vehicles — plus go payment-free for 90 days, and even request our Skip-A-Pay service up to twice each year!
Calculate an Auto Loan payment.
Wondering how much vehicle you can handle, or how interest rates and terms impact your payment? Take a look at our calculators.
Fixed Rate APR1
Variable Rate APR1
||1.99% - 11.99%
||1.99% - 11.99%
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1APR = Annual Percentage Rate. Certain credit criteria apply for all loans..
2Rates quoted on these loans include a combination of the following 1) 0.50% off for purchase of credit life and disability insurance coverage; 2) 0.25% off for purchase of an extended service contract; 3) 0.25% off for FCCU Existing Open Auto Loan; 4) 0.20% off with either First Rewards Checking or Texans Checking; 5) 0.30% off with an FCCU Visa Credit Card. Maximum discount of 1.00%APR. Loans with a term over 60 months will be approved at a higher rate. 75 months @ 1.99% APR = monthly payment of $14.21 per $1,000 borrowed. Vehicles 8 years and older will be charged a 2.0% higher rate. Floor Rate for vehicles is 1.99%. 84 month term applies to current calendar year and current model year and must be a minimum of $35,000 financed.