Protect what’s personal to you.

First Community can help you lighten the load for the people you care about most in the case of unexpected life events or disability. Learn about powerful ways to insure your personal loan payments — plus your home, auto, and life — and get peace of mind at competitive rates.

Protecting auto, home and life.

Take advantage of some of the most competitive rates on home, auto, and life insurance from TruSTAGE and First Community. Get your free, no obligation estimates, today!

Credit Life & Disability

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan payments against unexpected and covered life events and disability could help protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan payments today so you can worry a little less about tomorrow. It's totally voluntary and it won't affect your loan approval

Credit Life gives you an easy way to help protect your loved ones from the unexpected. It is designed to pay off your outstanding loan balance, up to the policy maximum, if you were to die before paying off the loan.

Credit Disability protection helps protect yourself. It is designed to help make your monthly loan payment, up to the policy maximum, should you become totally disabled due to a covered illness or injury.

How Credit Life and Disability Insurance may benefit you:

  • FCCU offers the coverage at a reasonable cost
  • Premium is included with your loan payment
  • Easy enrollment when you apply for your loan; stop by a branch near you and ask for more details and pricing
  Cost Per $1,000.00 of Monthly Loan Balance
Single Credit Life $0.70
Joint Credit Life $1.00
Single Credit Disability $1.65
Joint Credit Disability $2.30
Insurance Maximums Life Disability
Maximum Monthly Disability Benefit N/A $850.00
Total Benefit Maximum $50,000.00 $50,000.00
Maximum Issue Age/Termination Age 70 66

Exploring personal loans?

When you need a flexible way to reach your goals, it’s easy to apply for a personal loan from First Community. You can do it online!

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