Rates & Calculators

Resources for your home loan needs.

Great rates from First Community help our members save on mortgages! We offer some of the fastest closings in the greater Houston area and save our members on home purchase closing costs, too.

Calculate a mortgage payment.

Wondering how much mortgage you can handle or how interest rates and terms impact your payment? Take a look at our calculators.

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Maximum Mortgage

Use this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow.

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Mortgage Debt Consolidation

This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.

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Mortgage Loan Calculator

Use this calculator to determine your monthly payment and amortization schedule.

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Mortgage Qualifier

Can you buy your dream home? Find out just how much you can afford!


Get pre-qualified or apply online.

Ready to make your move? Getting pre-qualified shows realtors you are serious and capable of buying a home. Get started online!

Need some real estate advice?

Our Real Estate Team can help you get moving. Call 281.856.9057 or 800.456.3228, or email us at consumerre@fccu.org for more information. We'll get you home.

Become a Member

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First Time Home Buyers Guide

Tips From Texas REALTORS® to help you avoid expensive mistakes in your next real estate transaction

Home Loan Tool Kit

Buying a home is exciting and, let’s face it, complicated. This booklet is a toolkit that can help you make better choices along your path to owning a home.

Find a Housing Counselor Service

A Counselor can offer independent advice on finding a house.