Business Money Market

Business owners work hard day in and day out. Reap the rewards of an account that works as hard as you do. With a Money Market Account, have the flexibility of a checking account while earning higher dividends. 
Type (Term) Min Balance To Open Min Balance To Earn $1K - $5K
DIVIDEND
APY
$5K+ - $25K
DIVIDEND
APY
$25K+ - $50K
DIVIDEND
APY
$50K+
DIVIDEND
APY
Business Basic $5.00 $0.00
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Business Growth $100.00 $2,500.00
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
0.05%
Business Money Market $5,000.00 $5,000.00
N/A
N/A
0.10%
0.10%
0.15%
0.15%
0.20%
0.20%

Gather the right documents

When opening your account with FCCU, you'll need to gather some information for us to complete your account in a timely manner. Bring these documents in when you are ready to get started.

How do I sign up for eStatements?

How do I sign up for eStatements?

  • Login to FCCU Online Banking
  • From the left menu, click on services
  • Click on eStatements
  • Follow the prompts to make a profile
  • At Document Delivery Reference, select All Electronic
  • Select Save and you are now enrolled in eStatements

How do I find my account balance?

How do I find my account balance?

Online Banking, Mobile App, PAT, Text Banking

When will my mobile deposit be posted?

When will my mobile deposit be posted?

Mobile Deposits are reviewed and posted on an hourly basis Monday-Friday until 4pm and once on Saturday at 3pm.  Deposits received after 4pm on Friday through 3pm Saturday will be posted at 3pm Saturday. Deposits are processed in the order they are received.

1 Transaction types counted include electronic transactions, deposits, withdrawals, checks paid, checks cashed, debit card transactions, remote deposit capture, outbound ACH Payroll and RDC images. 

Money Market account dividends are earned on the daily balance and paid monthly. Rates quoted were last paid on July 31, 2021. Dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors.

*APY is Annual Percentage Yield. 

APY assumes dividends remain in the account until maturity. Withdrawals, penalties or fees could reduce earnings. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends.

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