Home Loan Close Protection

$1,000 credit towards closing costs1

We'll close your purchase home loan by the contract closing date or we'll give you a $1,000 credit towards closing costs.

Ready to get started?

You may not have found the perfect home yet, but getting pre-qualified shows realtors you are serious and capable of buying a home. Get started online!

How do I know if I qualify for a Home Loan?

How do I know if I qualify for a Home Loan?

FCCU will Pre-qualify you for your new home loan. We will issue you a Pre-qualification letter and give you the maximum you can qualify for on your new home loan.

How do I submit proof of insurance on my car or home?

How do I submit proof of insurance on my car or home?

You may upload it from our website under Loans-Proof of Insurance or directly at  www.myinsuranceinfo.com or you may also bring the proof to a branch location.

How do I know I qualify for a home loan?

How do I know I qualify for a home loan?

FCCU will take some information that allows us to pre-qualify you for your new home loan. We will then issue you a prequalification letter that will indicate the maximum you can qualify for on your new home loan.

1 Guarantee Conditions and Requirements: • All circumstances resulting in a delayed closing date must have been under the exclusive control of FCCU and not attributable in any way to third party or applicant actions, omissions or delays. • Contract closing date must be at least 30 days from the date FCCU receives (i) a complete purchase home loan application (and all supporting documentation) and (ii) a copy of the fully executed real estate purchase contract. • If a closing date is delayed as a result of FCCU’s actions, a closing credit of $1,000 will be applied toward usual and customary buyer closing costs. If seller/third-party paid closing costs result in less than $1,000 remaining in buyer closing costs, FCCU will only pay a closing credit equal to the buyer closing costs balance outstanding. Applicants are not entitled to cash back. Usual and customary buyer closing costs include, without limitation: escrow fee, appraisal fee, loan document preparation fee, recording fee, courier fee, and prepaid items such as flood and hazard insurance and ad valorem taxes. • To ensure FCCU provides outstanding service and depending on the purchase home loan application volume at any given time, FCCU may, from time to time, end this promotion for new applications without notice and reinstate this promotion at a later date. All home loan applications, excluding construction loans, received while this promotion is in effect will qualify for the guarantee described herein. Subject to any home loan applications which have already qualified for the guarantee described herein, this promotion may be terminated by FCCU at any time in its sole discretion.

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