Educators Home Loans
At First Community, education is our passion. That's why we created a special home loan just for educators offering no lender fees and an appraisal credit up to $595 at closing. You give so much to everyone else; let us give back to you.
Educators Loan
- Purchase or Rate/Term Refi
- Owner occupied and single family
- Minimum loan amount $150,000
- Maximum loan amount $832,750
- 15, 20 and 30 yr terms
- Max LTV of 100%
- Minimum credit score of 700
- No lender fees
- Appraisal fee credit at closing (up to $595)
| Rate | APR | Monthly Principal & Interest | |
|---|---|---|---|
| 10 Year Fixed | 5.125% | 5.449% | $3,200.00 |
| 20 Year Fixed | 5.875% | 6.049% | $2,128.00 |
| 15 Year Fixed | 5.375% | 5.588% | $2,431.00 |
| 30 Year Fixed | 6.125% | 6.258% | $1,823.00 |
| FHA | 5.625% | 6.451% | $1,758.00 |
| VA | 5.625% | 5.929% | $1,765.00 |
| Jumbo 30 Year | 6.250% | 6.324% | $6,158.00 |