Health Savings Account (HSA)

Tax advantaged for medical expenses.

FCCU's Health Savings Accounts (HSAs) are tax-advantaged accounts used with a high-deductible health plan (HDHP) to pay for current or future qualifying medical expenses. HSAs help individuals covered by HDHPs save money on medical expenses like doctor visits, prescriptions, dental care and vision care.

The funds used are tax-free and unused funds remain in the HSA year after year, until they are needed.

First Health Checking Account

  • $25.00 opening balance
  • No minimum balance requirements
  • Easy access to funds with a free visa debit card
  • No fees for account opening, maintenance or transactions

Health Money Management Account

  • Minimum balance to open an account is $1,000
  • No fees for account opening, maintenance or transactions
  • Earn dividends monthly with a minimum balance of $1,000

It's easy to get started.

HSA accounts must be opened at a branch. Don't forget to bring your government issued ID to facilitate the process.

Stop by and visit with us

With branches throughout the Houston area, you're bound to be close to us!

Health Savings Accounts

A complete explanation of eligibility, what expenses are covered, how to treat reimbursements and so much more is available for download.

What type of Investment Accounts does FCCU offer?

What forms of ID do I need to provide?

How do I sign up for eStatements?

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