Start financial growth at a lower minimum.
Money Management Checking Accounts offer the same flexibility and liquidity of a checking account and allows you to earn high, variable dividend rates. Accounts are paid competitive dividends and are compounded on a monthly basis to ensure fast and steady financial growth.
Earn dividends and avoid fees by maintaining a minimum balance of only $2,500. Dividends are paid monthly and are set up to really pay off.
Use your money when ever you need it, without any penalties.
Choose to pay from a debit card, check, or any of our payment options like Apple Pay, Samsung Pay and Google Pay.
Need more options? Explore accounts that get members moving towards financial goals
Start financial growth at a lower minimum
Set up to really pay off.
A financial team dedicated to serving you.
Get ready to say hello to the account that is designed to help your money grow.
See terms and conditions.
Questions? Contact Us
1APY is Annual Percentage Yield. Withdrawals, penalties and fees could reduce earnings. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. The above rates were paid for their respective dividend period. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends.
Checking and Money Management account dividends are earned on the daily balance and paid monthly. Rates quoted were last paid on May 31, 2019. Dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors.
Our members enjoy competitive rates, modern conveniences, and expert advice for a lifetime - plus special perks and extras that make each day more fun.
FREE tools to help you fight fraud fast
From the FCCU website, you may access a variety of sites maintained by third parties. In accessing these sites, you are leaving the FCCU website. These sites are managed by organizations that may or may not have a business relationship with the credit union. First Community Credit Union is not responsible for the content presented at these sites nor information collected at these sites. Refer to the privacy statement and security policy of each site for additional information about how that particular organization manages information. FCCU does not represent either the third party or the member if the two enter into a transaction.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask your name, address, date of birth, and other information that will allow us to identify you. In order to make the application process as easy as possible, please have the following information available for yourself and any joint applicant:
Not a Member?
Start your Membership with us. The application process will take up to 10 minutes.
Already a Member?
If you already have an account, click here to open a Checking, Savings or CD account. If you already have a Checking account and want to open an additional one, please click the become a member button.
Note: Applicant must be at least 18 years of age to apply for loan.
Please disable pop-up blockers in your browser for FCCU.org. These links should open a new tab/window and will not open if pop-up blockers are enabled. If you are not a U.S. citizen you may have additional documentation to complete before the account can be opened. Please call us at 281.856.5300 or visit any of our First Community Credit Union offices if you have questions. Office locations and hours can be found at FCCU.org/locations.