Early Closure alert - in-store locations (inside HEB or Kroger) will close at 3pm on Saturday, December 7th. Our Copperfield, Sugar Land and Spring Branch drive thrus will be open until 5pm. We apologize for any inconvenience this may cause.
Set up to really pay off.
Combine the freedom of a checking account with the earnings of an investment account to earn rewards on your checking account with First Rewards Checking. Earn 2.25% APY1 with no fees when qualifications are met.
With a First Rewards Checking account, earn high dividends paid monthly.
12 Debit Card purchases post and clear each month
Receive full payroll through Direct Deposit
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Need more options? Explore accounts that get members moving towards financial goals.
Totally easy, hassle free.
Styled for the ultimate fan.
Start financial growth at a lower minimum.
Are you ready to let your money work for you? First Rewards Checking Accounts may be opened online or in-person.
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Here to help you build a stronger tomorrow.
1The APY (Annual Percentage Yield) for balances up to $10,000 will be 2.25% APY when the qualifications for the First Rewards Checking are met and .35% APY for balances over $10,000. The calculation method used for calculating the APY is “Method B”. Method B blends the below cap interest rate with the above cap interest rate when determining your actual APY. As a result, your actual rate will vary, depending on the balance in the account and will be in the range of 2.25% APY - 0.35% APY. In any month where all qualifications are not met, a monthly fee of $4.95 will be assessed. Members will automatically qualify for the Rewards for the first month their account is open and will not incur the monthly fee of $4.95 in the first month.
2Overdraft Privilege is contingent on your FCCU consumer checking account being maintained in good standing, and you are 18 or older. For debit and ATM transactions to be covered, you must Opt-In.
3Qualification period begins the first day of each month and ends at the cut-off time of 10pm CST on the last business day of each month. Credit Union closed on Sundays and Holidays.
Our members enjoy competitive rates, modern conveniences, and expert advice for a lifetime - plus special perks and extras that make each day more fun.
Top tips to keep your finances on track.
Manage your FCCU Visa Rewards Card with ease!
Click here to download and print the form for payroll deduction.