First Rewards Checking
Set up to really pay off.
Combine the freedom of a checking account with the earnings of an investment account to earn rewards on your checking account with First Rewards Checking. Earn 2.25% APY1 with no fees when qualifications are met.
- No Minimum Balance Required
- $500 Overdraft Privilege
1The APY (Annual Percentage Yield) for balances up to $10,000 will be 2.25% APY when the qualifications for the First Rewards Checking are met and .35% APY for balances over $10,000. The calculation method used for calculating the APY is “Method B”. Method B blends the below cap interest rate with the above cap interest rate when determining your actual APY. As a result, your actual rate will vary, depending on the balance in the account and will be in the range of 2.25% APY - 0.35% APY.
2In any month where all qualifications are not met, a monthly fee of $4.95 will be assessed. Members will automatically qualify for the Rewards for the first month their account is open and will not incur the monthly fee of $4.95 in the first month.
3Qualification period begins the first day of each month and ends at the cut-off time of 10pm CST on the last business day of each month. Credit Union closed on Sundays and Holidays.