1The APY (Annual Percentage Yield) for balances up to $10,000 will be 2.25% APY when the qualifications for the First Rewards Checking are met and .35% APY for balances over $10,000. The calculation method used for calculating the APY is “Method B”. Method B blends the below cap interest rate with the above cap interest rate when determining your actual APY. As a result, your actual rate will vary, depending on the balance in the account and will be in the range of 2.25% APY - 0.35% APY. In any month where all qualifications are not met, a monthly fee of $4.95 will be assessed. Members will automatically qualify for the Rewards for the first month their account is open and will not incur the monthly fee of $4.95 in the first month.
2Overdraft Privilege is contingent on your FCCU consumer checking account being maintained in good standing, and you are 18 or older. For debit and ATM transactions to be covered, you must Opt-In.
3Qualification period begins the first day of each month and ends at the cut-off time of 10pm CST on the last business day of each month. Credit Union closed on Sundays and Holidays.