Credit Builder CD Loan1
Establish your Credit
If you need help rebuilding your credit, applying for a Credit Builder CD Loan can help.
How does it work?
1. Apply for the Credit Builder CD Loan, up to $2,000, from FCCU by clicking on this link
2. Choose your term from 6 months - 2 years.
3. Funds of the loan will be placed in a CD on hold with the same term of the loan until the loan is paid off.
4. Monthly payments made on-time show a good payment history to help build your credit.
5. Once paid off, the money is yours to keep in a CD or any account you would like.
Whether you are striving to build good credit or help repair your credit, our Credit Builder CD loan is a great way to show creditors that you're able to make payments on time and helps improve your overall score.
Ready to get started?
Apply for a loan
Apply for a personal loan through our website.
Pay for your loan on time
Paying your loan on time is easy with our many tools.
MAKE A PAYMENT
Schedule an appointment
Still not sure if this is right for you? Please schedule an appointment with one of our certified financial counselors to help you meet your financial goals.
SCHEDULE AN APPOINTMENT
The Credit Builder CD loan is available to members that are looking to build or repair their credit. Credit will be pulled during the application process for verification purposes only. Loan proceeds will be used to fund a CD with the same term as the loan. Funds will remain on hold in the CD until the loan is paid in full. If loan is paid off in full early, funds in the CD will be available but it is encouraged to wait until the CD has reached full maturity to move funds out or an early withdrawal penalty may apply. See credit union representative for full details.