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Treat yourself with an Auto Loan from FCCU.
Why chose FCCU for your Auto Loan?
90 Days No Payment
Enjoy no payments for up to 3 months.
Discounted Carfax Report
Before you buy a vehicle, protect yourself with a discounted CARFAX report for only $19.95. When you finance the vehicle with us, we will refund up to 10 CARFAX reports purchased through FCCU for a total savings of $199.50.
Skip a payment up to two times each year
100% Financing Available
No down payment required.
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Low rates and flexible terms on auto loans personalized for you.
1APR = Annual Percentage Rate. Certain credit criteria apply for all loans and up to 90 days no payments. Rates quoted on these loans include a combination of the following 1) 0.50% off for purchase of credit life and disability insurance coverage; 2) 0.25% off for purchase of an extended service contract; 3) 0.25% off for FCCU Existing Open Auto Loan; 4) 0.20% off with either First Rewards Checking or Texans Checking; 5) 0.30% off with an FCCU Visa Credit Card. Maximum discount of 1.00%APR. This offer valid for new and used cars, light trucks, minivans and SUVs that will be used for personal and private use. FCCU refinances not eligible. Offer not valid for commercial vehicles, motorcycles or recreational vehicles. Cannot be combined with any other offers. Loans with a term over 60 months will be approved at a higher rate. Vehicles 8 years and older will be charged a 2.0% higher rate. Floor Rate for vehicles is 2.64%. 2Skip-A-Payment allows you to skip your regular monthly payment once every six months. Special criteria apply for Skip- A-Payment. $20 added to the loan each time the payment is skipped.