Debt Consolidation Loans

Feel trapped? We can help!

Consolidate your debt into one, manageable payment and escape debt in 5 years or less. Use this loan to pay: Credit Card Debt, High Rate Debt, Medical Bills and more. Lift that weight off your shoulders knowing your debt is under control and easy to manage.

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FCCU Debt Consolidation loan features, include:

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One LOW rate, as low as 5.99% APR1

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ONE low monthly payment

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Up to 60 months for repayment

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Skip-A-Pay up to two times per year2

Our members enjoy great rates.

Great rates from First Community help our members save on personal loans. Wondering how much you can qualify for, or how interest rates and terms impact your payment?

We’re here to help.

Not sure what personal loan is right for you? Stop by a branch near you to discuss personal loan options, or contact us at 281.856.5300 or toll free 800.456.3228 for more information. Make an appointment to skip the line when you visit.

1APR = Annual Percentage Rate. Rates and terms subject to change. Certain credit criteria apply for lowest rate quoted. Rate quoted on these loans include the following: 1) 0.50% off for purchase of credit life and disability insurance coverage; 2) 0.20% off with First Rewards Checking 3) 0.30% off with an FCCU Visa Credit Card. Maximum discount of 0.50%. 60 months @ 5.99% APR = monthly payment of $19.38 per $1,000 borrowed. First Community Credit Union invites anyone that lives, works or worships in Harris, Fort Bend or Montgomery County to find their escape from debt with us.

2Skip-A-Payment adds $20 to the loan each time the loan is skipped. Cannot be combined with any other offers. Certain restrictions may apply.

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Low rates and flexible terms on loans personalized for you.