Early Closure alert - in-store locations (inside HEB or Kroger) will close at 3pm on Saturday, December 7th. Our Copperfield, Sugar Land and Spring Branch drive thrus will be open until 5pm. We apologize for any inconvenience this may cause.
Make your independence pay off.
Setting out on your own is a challenge — but you’ll be in great shape with a financial partner that takes the time to get to know you. First Community is the financial partner that can help you stay on track with financially savvy moves every step of the way.
When you’re just starting out, the best thing you can do is pay yourself first. An emergency fund can help you avoid one mistake many young people make — going into debt. Look for a high yield account, such as our U First1 savings with 5% APY2 and set up regular deposits.
Living on your own means, you’ll need a close relationship with your account balance. Our checking accounts make it easy with debit cards plus online and mobile banking. From high yields to rewards, or accounts that show Texans pride, we’ve got one just right for you.
One smart play is to build an excellent credit history by taking on a reasonable amount of credit, and paying it back on time. Consider applying for our Visa® Rewards, then use your card responsibly each and every month. Just keep your budget and your credit-building goals in mind.
Newfound independence often requires a new set of wheels — and living on a budget means you need a great rate. We make buying a vehicle more affordable with competitive auto loans and special offers. Shop our preferred dealers and get pre-approved for more negotiating power!
Do you hope to own a home? No matter how longterm your goal, we can help you get there. Talk to our expert real estate team for help with the entire home buying process. Want to get ready? Set savings goals, get pre-qualified, and understand every detail of home financing.
When work life is just beginning, it can be tough to plan for retirement. But starting now is the best step you can take to increase your chance of success. Even small deposits add up over the years — talk to our investment team about starter investment options, today!
Our members enjoy competitive rates, modern conveniences, and expert advice for a lifetime - plus special perks and extras that make each day more fun.
Need advice on your unique situation? We're here to listen and offer expert perspective. Whatever your milestone, we'd be glad to set aside time to talk with you.