Business Rates

Current as of 11/22/2019

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1APY is Annual Percentage Yield. Withdrawals, penalties and fees could reduce earnings. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. The above rates were paid for their respective dividend period. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends.
Savings account dividends are earned on the daily balance and paid quarterly. Rates quoted were last paid on June 31, 2019.

Checking and Money Management account dividends are earned on the daily balance and paid monthly. Rates quoted were last paid on September 30, 2019.
2APR = Annual Percentage Rate. Certain credit criteria apply for all loans..APR = Annual Percentage Rate. Certain credit criteria apply for all loans.

3MAX LTV/LTC 100%, MAX 72 MONTHS, MAX $100,000MAX LTV/LTC 100%, MAX 72 MONTHS, MAX $100,0003MAX LTV/LTC 100%, MAX 72 MONTHS, MAX $100,000MAX LTV/LTC 100%, MAX 72 MONTHS, MAX $100,000

4MAX LTV/LTC 80%, MAX 48 MONTHS, MAX $100,000   (contact Commercial Lending at 281-856-5765 for equipment loans over $100,000)

5The Annual Percentage Rate (APR) will be the interest rate being paid on the Certificate offered as security (index) plus 2% (if it is an FCCU CD).  The certificate must be continuously renewed until the advance has been completely repaid. Failure to renew will result in a default under this plan.  Any increase in the APR will result in more payments of the same amount until what you owe has been repaid.  The APR and Daily Periodic Rate (DPR) will be disclosed on the voucher at the time of the advance.